We have a partnership with Clarke Fencott Consultants who are Independent Mortgage and Financial Advisors authorised and regulated by the Financial Service Authority - FRN Number 214416. Who assist our clients by arranging the most appropriate solution to suit their individual needs.

Low interest rates, coupled with the dramatic rise in property values in the UK, have made it easier for people to afford their
dream home abroad.

People with large amounts of equity in their main home can unlock some of this money by taking out a bigger mortgage to help purchase their Spanish home. If the existing mortgage is still on a lender's standard variable rate (SVR), by re-mortgaging to a lower rate your existing monthly payments may not initially increase substantially.

Clients may raise the full purchase price of their new property by re-mortgaging, or they can raise just the deposit, usually 10 - 30%, and then take out a mortgage on the balance owed either here or abroad (subject to status).